Welcome to 195 Albany Ave, an Exquisitely Renovated Duplex Blending Modern Luxury with Historic Charm. This thoughtfully designed, spacious home features 4+2 potential bedrooms, 6 baths, and spans four stunning levels, each finished with meticulous attention to detail. Enter the bright, open-concept main floor, where a seamless flow connects the living and dining areas. Cozy up by the fireplace and enjoy the view through brand-new picture windows. The gourmet kitchen boasts custom cabinetry, premium integrated appliances, and an oversized island perfect for culinary creations and entertaining. A dedicated office/reading nook extends to a backyard deck, offering a peaceful spot to work or unwind. The second floor includes two generous bedroom suites, each with its own ensuite bath, ensuring privacy and comfort. An adaptable den on this floor offers the option to create an additional bedroom suite, while a conveniently located laundry room provides practical functionality. The entire third floor is dedicated to an exclusive primary suite retreat, featuring a spacious walk-in closet, spa-inspired ensuite with luxurious finishes, and a private terrace overlooking the Toronto greenery a serene sanctuary for relaxation. The fully finished walkup basement, with a separate entrance, offers a versatile space ideal for an apartment suite, guest quarters, or extra family living space, complete with adaptable rooms for sleeping, working, or recreation. Nestled on a quiet, tree-lined street, this remarkable property is just steps from the vibrant shops, dining, and cultural landmarks of the Annex, making it the ultimate blend of urban convenience and luxurious comfort.